Protecting your privacy is important to us and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with credit services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all of our employees for the collection, use, retention, and security of non-public personal information related to credit services programs.
What Information We Collect
We may collect “non-public personal information” about you from the following sources:
- Information we obtain from your applications or loan forms, such as your name, address, social security number, assets and income;
- Information about your credit services transactions with us, such as your payment history and loan balances on loans we assist you in obtaining; and
- Information we receive from third parties, such as consumer reporting agencies, other credit service organizations, and lenders, regarding your creditworthiness and credit history.
“Non-public personal information” is non-public information about you that we obtain in connection with providing credit services to you. For example, as noted above, non-public personal information includes your name, social security number, credit history, and the like.
What Information We Disclose
We may disclose all the information we collect.
Third Parties to Whom We May Disclose
We are permitted by law to disclose non-public personal information about you to third parties in certain circumstances. For example, we may disclose non-public personal information about your short-term loans to consumer reporting agencies and to government entities in response to subpoenas. Moreover, we may disclose all of the non-public personal information about you that we collect, as described above, to actual or prospective Lender’s on your behalf, such as in connection with your application for a loan. Such disclosures are made as necessary to effect, administer and enforce the credit services you request or authorize. We may disclose information about your transactions with us to our affiliates. In addition, we may disclose non-public personal information to unaffiliated third parties as otherwise permitted by law. If you become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to non-public personal information about you to those of our employees and the employees of the Lender who need to know that information to provide and service your short-term loans. We use physical, electronic and procedural safeguards, to guard your non-public personal information.