0000840489-26-000077 | 11-K | XBRL Viewer

Concentration of Market Risk	12 Months Ended
Dec. 31, 2025
EBP 001
EBP, Risk and Uncertainty [Line Items]
Concentration of Market Risk	CONCENTRATION OF MARKET RISKAt December 31, 2025 and 2024, approximately 11% and 9%, respectively, of the Plan’s assets were invested in the common stock of the Company. The underlying value of the Company’s common stock is dependent upon the performance of the Company, the market’s evaluation of such performance and overall market conditions. Investment securities, in general, are exposed to various risks, such as interest rate, market, and credit risks. Due to the level of risk associated with investment securities, it is at least reasonably possible that changes in the values of the investment securities will occur in the near term and that such changes could materially affect the participant’s account balances and the amounts reported in the statements of assets available for benefits and the statements of changes in net assets available for benefits. Participant contributions directed to purchase the Company’s common stock are limited to 20% of the participant’s total contributions.

Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2025

EBP, Investment, Fair Value and NAV [Line Items]

The following tables present the fair value of investments, measured on a recurring basis, as of December 31, 2025 and 2024, respectively, by the fair value hierarchy described above. The Plan had no investments classified as Level 2 or 3 at December 31, 2025 or 2024.


	Total		Fair Value Measurements Using
	Investments		Level 1		Level 2		Level 3
Balance at December 31, 2025
Investments at fair value:
Money market fund	$	1,693,313	$	1,693,313	$	—	$	—
Mutual funds	215,642,201		215,642,201		—		—
FirstCash Holdings, Inc. common stock	28,724,914		28,724,914		—		—
Total	246,060,428






Total Plan investments	$	246,060,428


Balance at December 31, 2024
Investments at fair value:
Mutual funds	$	179,885,326	$	179,885,326	$	—	$	—
FirstCash Holdings, Inc. common stock	20,187,108		20,187,108		—		—
Total	200,072,434

Investments measured at NAV (1):
Money market fund	2,134,519



Total Plan investments	$	202,206,953

(1)In accordance with GAAP, certain investments that are measured at fair value using the NAV per share (or its equivalent) practical expedient have not been classified in the fair value hierarchy. The fair value amounts presented in the table above are intended to permit reconciliation to the amounts in the statement of net assets available for benefits.

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

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+ Details

- Definition

Tabular disclosure of fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

+ References

+ Details

Fair Value Measurements

12 Months Ended

Dec. 31, 2025

EBP 001

EBP, Investment, Fair Value and NAV [Line Items]

Fair Value Measurements

FAIR VALUE MEASUREMENTS

In accordance with GAAP, the Plan’s assets and liabilities, which are carried at fair value, are classified in one of the following three categories:

Level 1 – Quoted prices in active markets for identical investments.

Level 2 – Observable market-based inputs or unobservable inputs that are corroborated by market data.

Level 3 – Unobservable inputs that are not corroborated by market data.

A financial instrument’s level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques used need to maximize the use of observable inputs and minimize the use of unobservable inputs. The following is a description of the valuation methodologies used for instruments measured at fair value.

Money Market and Mutual Funds

These investments are valued at the NAV of shares held by the Plan at year end based on quoted market prices and are classified within Level 1 of the fair value hierarchy.

FirstCash Holdings, Inc. Common Stock

FirstCash Holdings, Inc. common stock is valued at the closing price reported on the Nasdaq Stock Market and is classified within Level 1 of the fair value hierarchy.

The methods described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future values. Furthermore, while management believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.

There were no assets or liabilities measured at fair value on a nonrecurring basis as of December 31, 2025 or 2024. Valuation methodologies were unchanged from the prior year, except that the current-year money market fund was reclassified from NAV, used as a practical expedient, to a Level 1 investment.


	Total		Fair Value Measurements Using
	Investments		Level 1		Level 2		Level 3
Balance at December 31, 2025
Investments at fair value:
Money market fund	$	1,693,313	$	1,693,313	$	—	$	—
Mutual funds	215,642,201		215,642,201		—		—
FirstCash Holdings, Inc. common stock	28,724,914		28,724,914		—		—
Total	246,060,428






Total Plan investments	$	246,060,428


Balance at December 31, 2024
Investments at fair value:
Mutual funds	$	179,885,326	$	179,885,326	$	—	$	—
FirstCash Holdings, Inc. common stock	20,187,108		20,187,108		—		—
Total	200,072,434

Investments measured at NAV (1):
Money market fund	2,134,519



Total Plan investments	$	202,206,953

- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

+ Details

- Definition

The entire disclosure for fair value of investment held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)), including, but not limited to, fair value measured at net asset value per share as practical expedient (NAV).

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Concentration of Market Risk (Details) - EBP 001 - USD ($)	12 Months Ended
Dec. 31, 2025	Dec. 31, 2024
EBP, Risk and Uncertainty [Line Items]
Net Income (Loss)	$ 45,122,549	$ 21,624,799
FirstCash Holdings, Inc. common stock
EBP, Risk and Uncertainty [Line Items]
Concentration of investment at fair value to total investments, percentage	11.00%

Related Parties and Party-in-Interest (Details) - EBP 001 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Net Income (Loss)	$ 45,122,549	$ 21,624,799
Unrealized Appreciation (Depreciation) of Assets	10,848,777	(915,924)
Note Receivable from Participant	11,787,160	10,292,186
Interest income on notes receivable from participants	923,528	712,853
Investments at fair value:	246,060,428	$ 202,206,953
FirstCash Holdings, Inc. common stock
EBP, Related Party and Party-in-Interest Transactions [Line Items]
EBP, Risk and Uncertainty, Concentration of Investment at Fair Value to Net Assets, Percentage		9.00%
Investments at fair value:	$ 28,724,914	$ 20,187,108

- Definition

Fair value of investment, excluding plan interest in master trust, held by employee stock purchase, saving, or similar plan (employee benefit plan (EBP)). Includes, but is not limited to, derivative, investment measured at net asset value per share as practical expedient, and insurance contract not meeting fully-benefit responsive investment criteria.

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-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 21: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (b)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

Reference 22: http://www.xbrl.org/2003/role/exampleRef
-Topic 962
-SubTopic 325
-Name Accounting Standards Codification
-Section 45
-Paragraph 5
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477509/962-325-45-5

+ Details

Fair Value Measurements (Details) - EBP 001 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	$ 246,060,428	$ 202,206,953
Total Plan investments	246,060,428	202,206,953
Fair Value, Inputs, Level 1, Level 2, and Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	246,060,428	200,072,434
Money market fund
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	1,693,313	2,134,519
Money market fund \| Fair Value, Inputs, Level 1, Level 2, and Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	1,693,313
Money market fund \| Level 1
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	1,693,313
Money market fund \| Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	0
Money market fund \| Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	0
Money market fund \| Fair Value Measured at Net Asset Value Per Share
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:		2,134,519
Mutual funds
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	215,642,201	179,885,326
Mutual funds \| Fair Value, Inputs, Level 1, Level 2, and Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	215,642,201	179,885,326
Mutual funds \| Level 1
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	215,642,201	179,885,326
Mutual funds \| Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	0	0
Mutual funds \| Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	0	0
FirstCash Holdings, Inc. common stock
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	28,724,914	20,187,108
FirstCash Holdings, Inc. common stock \| Fair Value, Inputs, Level 1, Level 2, and Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	28,724,914	20,187,108
FirstCash Holdings, Inc. common stock \| Level 1
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	28,724,914	20,187,108
FirstCash Holdings, Inc. common stock \| Level 2
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	0	0
FirstCash Holdings, Inc. common stock \| Level 3
EBP, Investment, Fair Value and NAV [Line Items]
Investments at fair value:	$ 0	$ 0

Schedule H, Line 4i – Schedule of Assets (Held At End of Year) (Details) - EBP 001	12 Months Ended
	Dec. 31, 2025 USD ($) shares
EBP, Schedule of Asset Held for Investment [Line Items]
Entity tax identification number	87-3920732
Plan number	001
Participant Loans	$ 11,223,201
Total investments	257,283,629
Mutual funds
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	215,642,201
FirstCash Holdings, Inc. common stock
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	$ 28,724,914
Number of Shares/Units (in shares) \| shares	180,217
Minimum
EBP, Schedule of Asset Held for Investment [Line Items]
Interest rate	4.25%
Maximum
EBP, Schedule of Asset Held for Investment [Line Items]
Interest rate	9.50%
Investment, Identifier [Axis]: Money Market Funds \| Government Cash Reserves
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	$ 1,693,313
Investment, Identifier [Axis]: Mutual Funds \| 500 Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	14,946,954
Investment, Identifier [Axis]: Mutual Funds \| American Balanced Fund Class R6
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	567,702
Investment, Identifier [Axis]: Mutual Funds \| Bond Fund Class R6
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	893,972
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2010 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	342,030
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2015 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	2,366,266
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2020 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	5,364,363
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2025 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	12,999,844
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2030 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	22,456,090
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2035 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	28,886,533
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2040 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	29,202,955
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2045 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	24,716,624
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2050 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	22,645,916
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2055 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	14,765,475
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2060 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	14,246,908
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2065 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	7,721,370
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index 2070 Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	971,936
Investment, Identifier [Axis]: Mutual Funds \| Freedom Index Income Fund Institutional Premium Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	22,317
Investment, Identifier [Axis]: Mutual Funds \| International Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	2,376,203
Investment, Identifier [Axis]: Mutual Funds \| Large Cap Growth Fund Class R6
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	4,756,904
Investment, Identifier [Axis]: Mutual Funds \| Mid Cap Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	1,402,804
Investment, Identifier [Axis]: Mutual Funds \| Overseas Stock Fund I Class
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	588,239
Investment, Identifier [Axis]: Mutual Funds \| Small Cap Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	693,775
Investment, Identifier [Axis]: Mutual Funds \| U.S. Bond Index Fund
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	1,913,645
Investment, Identifier [Axis]: Mutual Funds \| U.S. Value Fund Class R6
EBP, Schedule of Asset Held for Investment [Line Items]
Current value of investments	$ 793,376

Summary of Significant Accounting Policies (Policies) - EBP 001	12 Months Ended
	Dec. 31, 2025
EBP, Accounting Policy [Line Items]
Basis of Accounting	Basis of Accounting The financial statements are prepared on the accrual basis of accounting in accordance with GAAP.
Valuation of Investments	Valuation of Investments The Plan’s investments are stated at fair value. Shares of mutual funds and the money market fund are valued at quoted market prices which represent the net asset value of shares (“NAV”) held by the Plan at year-end. Equity securities are valued at fair value using quoted market prices. Reinvested income, accrued interest and dividends are reflected as additions to the cost basis of the investments. Investment transactions are recorded on a trade-date basis. Interest income is recorded when earned and dividend income is recorded on the ex-dividend date. The Plan presents in the statement of changes in net assets available for benefits the net appreciation in the fair value of its investments, which consists of realized gains or losses on investments sold during the year and the unrealized appreciation on those investments held at the end of the year.
Notes Receivable from Participants	Notes Receivable from Participants Loans to participants are reported at their principal balances plus any accrued but unpaid interest. Delinquent participant loans are recorded as distributions based on the terms of the Plan document.
Payment of Benefits	Payment of Benefits Benefits are recorded when paid.
Use of estimates	Use of Estimates The preparation of financial statements in conformity with GAAP, as applied to defined contribution employee benefit plans, requires the Plan’s management to make estimates and assumptions that affect the amounts reported in these financial statements and accompanying notes. Actual results could differ from those estimates.

- Definition

Disclosure of accounting policy for use of estimate in preparation of financial statement of employee stock purchase, saving, or similar plan (employee benefit plan (EBP)).

+ References + Details

Statements of Net Assets Available for Benefits - EBP 001 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Statement of Net Asset Available for Benefit [Line Items]
Investments at fair value:	$ 246,060,428	$ 202,206,953
Note Receivable from Participant	11,787,160	10,292,186
EBP, Asset	257,847,588	212,499,139
EBP, Other Liability	0	36,465
EBP, Liability	0	36,465
EBP, Net Asset Available for Benefit	257,847,588	212,462,674
Money market fund
EBP, Statement of Net Asset Available for Benefit [Line Items]
Investments at fair value:	1,693,313	2,134,519
Mutual funds
EBP, Statement of Net Asset Available for Benefit [Line Items]
Investments at fair value:	215,642,201	179,885,326
FirstCash Holdings, Inc. common stock
EBP, Statement of Net Asset Available for Benefit [Line Items]
Investments at fair value:	$ 28,724,914	$ 20,187,108

Description of the Plan	12 Months Ended
Description of the Plan	Dec. 31, 2025
EBP 001
EBP, Description of Plan [Line Items]
Description of the Plan	DESCRIPTION OF PLAN The following brief description of the FirstCash 401(k) Profit Sharing Plan (the “Plan”) provides only general information. Participants should refer to the Plan document for complete information regarding the Plan’s definitions, benefits, eligibility and other matters. General The Plan is a salary deferral plan covering substantially all U.S.-based employees of FirstCash Holdings, Inc. and its wholly-owned subsidiaries (the “Company” or the “Employer”) who have completed six months of service with the Company and have reached age 21. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (“ERISA”). The trustee and custodian of the Plan is Fidelity Management Trust Company (the “Trustee”). Contributions Each year, participants may contribute to the Plan an amount up to 100% of their annual compensation as pre-tax or Roth after-tax contributions. However, each participant’s annual contribution shall not exceed the maximum amount allowed for deferral as set forth by the Internal Revenue Code (the “Code”), which was $23,500 for 2025 and $23,000 for 2024. Participants age 50 and older during the Plan year are also permitted to make elective catch-up contributions up to $7,500 for both 2025 and 2024. Effective January 1, 2025, participants ages 60 to 63 during the Plan year may make catch up contributions up to $11,250 for 2025. Unless they elect otherwise, employees are automatically enrolled and contribute 5% of their compensation beginning six months after their date of hire. The Company contributes to the Plan a matching amount equal to 50% of the first 5% of the participant’s annual compensation contributed to the Plan. Participants are eligible to receive Company matching contributions after twelve months of service with the Company, subject to vesting requirements. The amount of a participant’s annual compensation that may be taken into account for purposes of determining the Company’s matching contribution for any purpose under the Plan shall not exceed an amount prescribed annually by the Code. In addition, a special discretionary contribution, as determined by the Company, may be contributed, pro rata, based upon each participating employee’s compensation to the total compensation of all participating employees. No special discretionary contribution was made in 2025 or 2024. If a participant makes a contribution during any year in an amount which exceeds the maximum amount allowed under the Code pertaining to highly compensated employees, the contribution is refunded and the matching Company contribution on such additional participant contribution may be forfeited by the participant and applied to reduce the Company’s matching contribution to the Plan for the following year. Vesting Participants are immediately vested in their contributions (including rollovers) plus actual earnings thereon. Vesting in Employer contributions is based on years of continuous service with the Company, which is determined as a twelve consecutive month period ending on each anniversary of a participant’s date of hire. Participants become 25% vested in Employer contributions after two years, and an additional 25% each year thereafter until 100% vested upon five years of credited service. Participants of the American First Finance 401(k) Plan, which merged into the Plan effective December 30, 2022, become 20% vested in Employer contributions after one year, and an additional 20% each year thereafter until 100% vested upon five years of credited service. A participant is also 100% vested in Employer contributions upon reaching retirement age or if employment is terminated by reason of total and permanent disability or death. Participant Accounts Each participant’s account is credited with the participant’s contribution, allocations of the Company’s matching contributions and special discretionary contributions, if applicable. The various participant allocations are based on a percentage of the participant’s elective deferral or compensation in relation to total compensation of participants, as defined in the Plan agreement. Investment Options Upon enrollment into the Plan, a participant may direct their contributions to purchase the Company’s common stock or any of the investment options offered by the Trustee of the Plan. Participant contributions directed to purchase the Company’s common stock are limited to 20% of the participant’s total contributions. Participants may change the allocation of their existing funds and future contributions at any time. Payment of Benefits Participants whose employment terminates for any reason (except death or disability) are generally entitled to receive the vested portion of their account in the form of a lump sum distribution payable in cash. If a terminated participant’s vested balance is $7,000 or less, and the participant does not consent to a distribution of the vested account balance, the vested benefit is automatically rolled over to an IRA provider. If the participant’s vested balance exceeds $7,000, no distribution is made from the Plan without the participant’s consent. Hardship withdrawals and certain in-service withdrawals are permitted if the participant meets the eligibility requirements of the Plan. Participant Loans A participant may apply to the plan administrator for a loan under the Plan. All loans to participants are subject to the terms and conditions set forth in the Plan document and trust agreement. Participants may borrow up to one-half of their vested account balance or $50,000, whichever is less. The loans will bear a reasonable rate of interest based on the prevailing interest rates, and remains constant for the term of the loan. Repayments of the loan balance, plus interest, are paid ratably through bi-weekly after-tax payroll deductions, not to exceed five years, unless the loan was obtained to acquire a primary residence, then over a reasonable period of time as determined by the Trustee, but not to exceed 20 years. A participant may have only one loan outstanding at any one time. Participant loans are collateralized by the funds in their respective participant accounts. Forfeitures Participants who terminate employment prior to being fully vested in the Company’s matching contributions forfeit the non-vested Employer contributions and related earnings. At December 31, 2025 and 2024, there were approximately $268,000 and $751,000, respectively, of forfeited non-vested amounts. Forfeitures of Company matching contributions may be used to reduce future Employer’s matching contributions to the Plan. In 2025 and 2024, Company matching contributions were reduced by approximately $1,364,000 and $952,000, respectively, from forfeited, non-vested amounts. Forfeitures of special discretionary Company contributions, if applicable, are reallocated among all remaining participants. Tax Status Effective November 1, 2023, the Plan adopted a Pre-Approved Defined Contribution Plan, which has a favorable opinion letter from the Internal Revenue Service (“IRS”) dated June 30, 2020. This opinion letter states that the form of the prototype plan is acceptable under Section 401 of the Code. The Company may rely on this letter with respect to the qualification of the Plan under Code Section 401(a) with certain limitations. Once qualified, the Plan is required to operate in conformity with the Code to maintain its qualification. The Company believes that the Plan is being operated in compliance with the applicable requirements of the Code and, therefore, believes that the Plan was qualified and the related trust was tax-exempt as of the financial statement date. Accounting principles generally accepted in the United States of America (“GAAP”) requires management to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan administrator has analyzed the tax positions taken by the Plan and has concluded that as of December 31, 2025 and 2024, there were no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

Description of the Plan (Details) - EBP 001 - USD ($)	12 Months Ended
Description of the Plan (Details) - EBP 001 - USD ($)	Dec. 31, 2025	Dec. 31, 2024
EBP, Description of Plan [Line Items]
Annual compensation to total compensation, percent	100.00%
Participant compensation matched, percent	5.00%
Employer contribution, matching percent	50.00%
Vesting service period (in years)	5 years
Maximum borrowing, amount	$ 50,000
Maximum borrowing term (in years)	20 years
Forfeited nonvested account	$ 268,000	$ 751,000
Forfeited nonvested account, decrease from employer contribution	$ 1,364,000	$ 952,000
EBP, Participant Contribution, Automatic, Deferral Rate	5.00%
EBP, Employer Matching Contribution
EBP, Description of Plan [Line Items]
Vesting percentage	100.00%
EBP, Fixed Rate Contribution, Vesting Period 1
EBP, Description of Plan [Line Items]
Vesting percentage	25.00%
Vesting service period (in years)	2 years
EBP, Fixed Rate Contribution, Vesting, Year Three To Five
EBP, Description of Plan [Line Items]
Vesting percentage	25.00%
EBP, Fixed Rate Contribution, AFF Plan Vesting, Year One
EBP, Description of Plan [Line Items]
Vesting percentage	20.00%
Vesting service period (in years)	1 year
EBP, Fixed Rate Contribution, AFF Plan Vesting, Year Two Thru Five
EBP, Description of Plan [Line Items]
Vesting percentage	20.00%
EBP, Disability Contribution
EBP, Description of Plan [Line Items]
Vesting percentage	100.00%

Schedule H, Line 4i – Schedule of Assets (Held At End of Year)

12 Months Ended

Dec. 31, 2025

EBP 001

EBP, Schedule of Asset Held for Investment [Line Items]

Schedule H, Line 4i – Schedule of Assets (Held At End of Year)

FIRSTCASH 401(K) PROFIT SHARING PLAN

FORM 5500, SCHEDULE H, LINE 4i – SCHEDULE OF ASSETS (HELD AT END OF YEAR)


EIN: 87-3920732			Plan Number: 001

DECEMBER 31, 2025

(a)

(b)

(c)

(d)

(e)

IDENTITY OF ISSUER,
BORROWER, LESSOR
OR SIMILAR PARTY

DESCRIPTION OF INVESTMENT
INCLUDING MATURITY DATE
RATE OF INTEREST, COLLATERAL
PAR OR MATURITY VALUE

COST

CURRENT
VALUE

Money Market Funds:

Fidelity

Government Cash Reserves

1,693,313

Mutual Funds:

JP Morgan

U.S. Value Fund Class R6

793,376

T. Rowe Price

Overseas Stock Fund I Class

588,239

American Funds

American Balanced Fund Class R6

567,702

John Hancock

Bond Fund Class R6

893,972

JP Morgan

Large Cap Growth Fund Class R6

4,756,904

Fidelity

U.S. Bond Index Fund

1,913,645

Fidelity

500 Index Fund

14,946,954

Fidelity

Mid Cap Index Fund

1,402,804

Fidelity

Small Cap Index Fund

693,775

Fidelity

International Index Fund

2,376,203

Fidelity

Freedom Index Retirement Fund Institutional Premium Class

22,317

Fidelity

Freedom Index 2010 Fund Institutional Premium Class

342,030

Fidelity

Freedom Index 2015 Fund Institutional Premium Class

2,366,266

Fidelity

Freedom Index 2020 Fund Institutional Premium Class

5,364,363

Fidelity

Freedom Index 2025 Fund Institutional Premium Class

12,999,844

Fidelity

Freedom Index 2030 Fund Institutional Premium Class

22,456,090

Fidelity

Freedom Index 2035 Fund Institutional Premium Class

28,886,533

Fidelity

Freedom Index 2040 Fund Institutional Premium Class

29,202,955

Fidelity

Freedom Index 2045 Fund Institutional Premium Class

24,716,624

Fidelity

Freedom Index 2050 Fund Institutional Premium Class

22,645,916

Fidelity

Freedom Index 2055 Fund Institutional Premium Class

14,765,475

Fidelity

Freedom Index 2060 Fund Institutional Premium Class

14,246,908

Fidelity

Freedom Index 2065 Fund Institutional Premium Class

7,721,370

Fidelity

Freedom Index 2070 Fund Institutional Premium Class

971,936

215,642,201

FirstCash Holdings, Inc.

Common Stock (180,217 shares)

28,724,914

Participant Loans

4.25% – 9.50% interest and varying maturities through 8/4/2045

—

11,223,201

Total investments

257,283,629

Party-In-Interest

Historical cost information not required for participant directed accounts

See Report of Independent Registered Public Accounting Firm.

Statement of Changes in Net Assets Available for Benefits - EBP 001 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Investment income:
Net appreciation in fair value of investments	$ 38,960,106	$ 15,386,487
Interest and dividends	6,239,774	4,618,113
Total investment income	45,199,880	20,004,600
Contributions:
Participant	18,300,284	16,251,386
Participant rollovers	817,612	1,550,468
Employer	5,180,295	6,119,518
Total contributions	24,298,191	23,921,372
Interest income on notes receivable from participants	923,528	712,853
Total additions	70,421,599	44,638,825
Deductions from net assets attributable to:
Benefits paid directly to participants	24,365,938	22,162,170
Administrative fees	485,175	409,571
Investment management fees	185,572	132,711
Total deductions	25,036,685	22,704,452
Increase in net assets available for benefits	45,384,914	21,934,373
Net assets available for benefits at beginning of year	212,462,674	190,528,301
Net assets available for benefits at end of year	$ 257,847,588	$ 212,462,674

Reconciliation to Form 5500 (Details) - EBP 001 - USD ($)	12 Months Ended
	Dec. 31, 2025	Dec. 31, 2024	Dec. 31, 2023
EBP, Form 5500 Caption, Net Assets [Abstract]
Net assets available for benefits per Form 5500	$ 257,847,588	$ 212,462,674	$ 190,528,301
Certain deemed distributions of participant loans	563,959	338,059
Excess contributions refundable	0	(36,465)
Net assets available for benefits per financial statements	257,283,629	212,161,080
EBP, Change in Net Asset Available for Benefit, Increase (Decrease) [Abstract]
Net Income (Loss)	45,122,549	21,624,799
Add: distributions from current year amounts deemed distributed	563,959	338,059
Less: distributions from prior year amounts deemed distributed	(338,059)	0
Add: excess contributions at beginning of year	36,465	7,980
Less: excess contributions at end of year	0	(36,465)
Increase in net assets available for benefits	$ 45,384,914	$ 21,934,373

Cover	12 Months Ended
Cover	Dec. 31, 2025
Document Information [Line Items]
Document Type	11-K
Entity Registrant Name	FIRSTCASH HOLDINGS, INC.
Amendment Flag	false
Entity Central Index Key	0000840489
EBP 001
Document Information [Line Items]
Document Type	11-K
Entity Registrant Name	FIRSTCASH HOLDINGS, INC.
Amendment Flag	false
Entity Central Index Key	0000840489

Related Parties and Party-in-Interest	12 Months Ended
Related Parties and Party-in-Interest	Dec. 31, 2025
EBP 001
EBP, Related Party and Party-in-Interest Transactions [Line Items]
Related Parties and Party-in-Interest	RELATED PARTIES AND PARTIES – IN – INTEREST FirstCash Holdings, Inc. common stock and notes receivable from participants are considered parties-in-interest to the Plan. The investment in FirstCash Holdings, Inc. common stock was $28,724,914 and $20,187,108 at December 31, 2025 and 2024, respectively, and appreciated in value by $10,848,777 and depreciated by $915,924 during 2025 and 2024, respectively. The balance of notes receivable from participants was $11,787,160 and $10,292,186 at December 31, 2025 and 2024, respectively, and interest income on notes receivable from participants was $923,528 and $712,853 during 2025 and 2024, respectively. The investment in FirstCash Holdings, Inc. common stock and notes receivable from participants are exempt from the prohibited transaction rules. The Trustee of the Plan is a party-in-interest as defined by ERISA. The Trustee invests certain Plan assets in mutual funds and a money market fund managed by the Trustee or its affiliates, and such transactions qualify as party-in-interest transactions, which are exempt from the prohibited transaction rules. The Plan paid certain expenses related to Plan operations and investment activity to various service providers. These transactions are party-in-interest transactions under ERISA.

Plan Termination	12 Months Ended
Plan Termination	Dec. 31, 2025
EBP 001
EBP, Description of Plan [Line Items]
Plan Termination	PLAN TERMINATION Although it has not expressed any intent to do so, the Company has the right under the Plan agreement to terminate the Plan subject to the provisions of ERISA. In the event of Plan termination, participants become 100% vested in their accounts.